A piano player from Queens can’t find the right key to ObamaCare.
Taylor Williams, 27, says he’s caught in a bind because his income fluctuates and he’s afraid the subsidies he’s eligible to collect from the federal government will vanish when his salary increases.
If it goes up too high, it could cost him $ 100 a month in added insurance payments.
Taylor Williams
Williams earns between $ 30,000 and $ 40,000 a year — below the $ 45,960 maximum allowed for the subsidy.
“What happens if my income changes? I’m between freelancing and stepping into a more regular salary, without coverage through work,” he said.
“It’d be nice to a see a chart of what I pay based on what I make so I can anticipate future increases as I negotiate said salary.”
Williams said he expects to earn more next year and will be asking his employer for help in paying for an ObamaCare policy if he goes past the $ 45,960 subsidy cutoff.
“I will negotiate into my earnings the appropriate amount for coverage,” he said.
Williams plans to buy a “Silver” plan that costs about $ 200 a month, without subsidies.
It has the second lowest monthly premium and comes with a $ 2,000 deductible that is generally only required for hospital visits. Doctor’s visits are $ 45, specialists are $ 65, lab testing is $ 45 and generic drugs are $ 19.
Williams has been uninsured since graduating from college in 2010 and he’s considered purchasing health insurance through his fiancé’s employer.
But he’s leaning towards ObamaCare because it’s a much cheaper option — as long as he qualifies for the subsidy.
Williams’ road to signing up has been bumpy and riddled with glitches. He said he hit the refresh button several times on healthcare.gov and has completed the application up to the point of choosing a plan.
But he’s waiting to figure out the subsidy-vs.-salary angle before signing up.
Yahoo Local News – New York Post
http://newyork.greatlocalnews.info/?p=16218
via Great Local News: New York http://newyork.greatlocalnews.info
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